What insurance do I need to rent my vehicle on Otto and how can I get it?
As per the National Transport and Safety Association (NTSA) regulations and the Traffic and Insurance laws of Kenya, all vehicles operating on the road need to have a valid insurance cover. This also helps prevent host losses incase of theft, damage or an accident; while also protecting renters!
Vehicles listed on Otto are required to have the following insurance options:
🚗 Public Service Vehicle (PSV) insurance
- This type of insurance is suitable for vehicles used for hire, as they are considered Public Service Vehicles under current regulations.
🚕 Comprehensive Insurance product that permits renting the vehicle
- You can explore insurance products specifically designed for self-drive car rentals. These products provide coverage for vehicles rented out to others.
If you do not have proper insurance coverage for you vehicle at Otto we recommend reaching out to your own insurance to ask if they can assist you in obtaining PSV or equivalent commercial coverage.
If your insurance can’t help you get proper commercial vehicle insurance, please feel free to reach out to our insurance partner, who can help you at +254 722 509 213.
We also recommend checking out the following insurance products that cater for self drive car rentals.